Fee and interest charged

1. The UOB PayAnything service incurs a fee of up to 1.5% of the transaction amount (inclusive of value-added tax). Members may be offered varying fee based on promotional campaigns, subject to periodic updates communicated by the Bank through sales channels and advertisements, whether initiated by the Bank or external service providers such as online media, etc. The applicable fee will be charged to the Member's credit card used for UOB PayAnything transaction.
2. If a Member has an outstanding credit card balance from previous billing cycle or in the current billing cycle, at the time of enrolling UOB PayAnything, which may be resulted from non-payment, minimum payment, or partial payment, or if a Member makes only partial payment for this UOB PayAnything transaction, the interest calculation for UOB PayAnything transactions will follow credit card interest calculation criteria. For more details on interest calculation, please visit https://www.uob.co.th/personal/cards/credit/4styles.page

UOB Rewards Points or Cash Rebate from UOB PayAnything Transaction

1. UOB PayAnything is considered a type of transaction on Member's credit card and is eligible for UOB Rewards Points (for credit card with UOB Rewards program) or cashback (for credit card with cashback program), based on the terms and conditions of the specific credit card used for this transaction.
2. Transaction amount eligible for UOB Rewards Points/cashback is capped at THB 100,000/account/billing cycle. In the event that transaction occurs one day before and/or on the billing cycle date, the transaction will be calculated and accumulated for UOB Rewards Points/cashback in the next billing cycle, whereas the total transaction amount in such billing cycle cannot exceed THB 100,000/account.

UOB PayAnything Promotion Campaign during 1 October 2024 - 31 December 2024 Click

1. This promotion is exclusively for primary UOB credit card holders and UOB customers holding primary Citi-branded credit card (“Member”), except corporate credit card, who enroll UOB PayAnything transaction via online channels including UOB LINE CONNECT and the website www.uob.co.th/payanything, during 1 October 2024 - 31 December 2024.
2. Member must register via sending SMS by typing UPA followed by last 12 digits of your Credit Card (no space between the number) and send to 4545111 (for example UPA401999999999) (THB 3/SMS) or register via Rewards+ (free of charge) on UOB TMRW application within each transaction month. Member will receive SMS confirmation upon successful registration. Member must ensure that the provided card number is correct. In case Member does not register or register for the promotion with the wrong card number, Member will not be eligible for the gift in that particular month.
3. Member must to keep a proof of SMS confirming registration in case of mismatch information.
4. For normal credit cards, which are UOB Reserve, UOB Infinite, UOB Zenith, UOB Privi Miles, UOB YOLO, UOB TMRW, UOB One, UOB Royal Orchid Plus Preferred, UOB Royal Orchid Plus, UOB Krisflyer World Elite, UOB Krisflyer World and UOB Mercedes
• Get Lotus’s gift card value THB 200 for transaction(s) totaling THB 110,000 and above,
• Get Lotus’s gift card value THB 700 for transaction(s) totaling THB 220,000 and above,
• Get Lotus’s gift card value THB 1,800 for transaction(s) totaling THB 400,000 and above, or
• Get Lotus’s gift card value THB 3,000 for transaction(s) totaling THB 600,000 and above.
5. For participated credit cards, which are UOB Premier, UOB Preferred, UOB Lady Solitaire, UOB Lady Platinum, UOB World, UOB Simple, UOB Grab, UOB Lazada and UOB Makro
• Get Lotus’s gift card value THB 400 for transaction(s) totaling THB 110,000 and above,
• Get Lotus’s gift card value THB 1,500 for transaction(s) totaling THB 220,000 and above,
• Get Lotus’s gift card value THB 3,000 for transaction(s) totaling THB 400,000 and above, or
• Get Lotus’s gift card value THB 5,000 for transaction(s) totaling THB 600,000 and above.
6. The Bank will calculate total UOB PayAnything transaction amount on each credit card in each month. Member will be eligible for the highest gift tier from the calculation of total transaction amount on each credit card in each month.
7. The Bank limits 1 gift/credit card/month.
8. The Lotus’s gift card cannot be exchanged for cash or transferred to others.
9. The Lotus’s gift card for UOB PayAnything transaction(s) between 1 October 2024 - 31 December 2024 will be sent to the Member’s billing address by 31 March 2025. Member must update billing address within the transaction month. In case of disputes regarding the calculation of gift tier and/or tracking the delivery status, Member must contact the bank by 31 March 2025.
10. The Bank reserves the right of the final decision or any disputes arising out of or in connection with this promotion and/or UOB PayAnything.
11. The Bank reserves the right to change these terms and conditions at any time with prior notice.
12. For further inquiries, please contact the UOB Customer Service Center at 02-085-5555
13. Use when necessary and pay back full amount on time to avoid 16% interest rate.

I have read and understand the bank’s privacy notice on the website www.uob.co.th/privacy-notice These terms and conditions are considered part of the credit card terms and conditions. If members have any question, please contact 02-285-1555.